If you're chemically sensitive, it's probably not a good idea to get it installed, but it's also not a good idea to breathe musty air from the crawl space either. In addition, your house and its contents are made of lots of materials that affect your indoor air quality. If you're really concerned about this, hire a company to test your air and tell you what you can do about it.
The roof must be thoroughly cleaned, and allowed to dry thoroughly. This is a critical step to ensure a successful coating application. Be careful not to damage the lap seams. Care should be taken when pressure washing not to disturb the integrity of the underlying roof membrane particularly where there are adhered seams. Refer to the specific coating manufacturer you are using for their specific requirements for roof preparation.
The local foam installer that I used here in Hilton Head told me he looked for some peeling back of the foam. This was ensuring that it was at the perfect temperature which helped them maximize their yield (profit). I have open cell foam and it pulled away a little, and did so immediately (within minutes). They went back after they were done to any spots that pulled away too much and filled them with the touch up kit; they were looking for the top edge to roll just a little bit.
I'm in the process of redoing my basement and read through the posts. I took out one inch styrofoam covered by 1/4 " beadboard and installed 2X4s and plan on putting in fiberglass batts between them(r-13) with 1/2 in drywall over top of that. Do you think I will see a significat increase in heat control? Should I have done more?... it's a little after the fact, but still curious to know if I will see a big difference based on your experience.