once the foam is installed correctly, it is a inert plastic not much different than the foam cushions you sit on. there is not a health rick unless you have off ratio uncured foam that has not mixed properly. the foam is absolutely a health risk in its raw forms before it is mixed and cured. You should not be in the building without proper respirators and eye protection. The spray foam industry should be controlled and regulated by the same standards, testing and inspections that framing ,electrical and plumbing are. until that happens then you will have idiots with spray rigs ruining peoples homes and ruining the market for honest foam contractors that know how to price a job fairly and complete it correctly.
Some states, municipalities and utilities have programs. Check with your coatings manufacturer for further information. As a membership benefit, RCMA provides maintains a database of current information on rebates and tax credits for installing reflective roofs. RCMA’s customized search tool can be used to find the most up-to-date listings of reflective roofing financial incentives available.
One thing I wanted to mention was that I think your price point is a little high and that might deter people from considering spray foam. As a project manager for a spray foam company for years I can tell you that we offer 0.5 Lb. open-cell foam at around $.25/board foot. We even offer a 1.0 Lb. open-cell foam for less/the same cost as you quoted the 0.5 Lb. foam for above. The 1/0 Lb. open-cell foam has an R-value of almost 5.

Roof Coating Denver Colorado